No online-banking password required

Your bank statement has answers.  Find them. 

Upload supported bank statements and turn transaction history into a clearer view of money in, money out, categories, trends, and recurring activity.

Start for FREE
Review before saving
Clear date range and currency
Privacy-first workflow
Bank statement charts and AI insights in Spendify

How it works

Bank Statement Analysis Made Simple. 

Upload your statement, uncover hidden charges, and get answers about your money in four easy steps.

01

Upload Your Bank Statement

Upload your statement securely. No banking password needed.

02

Let AI Do the Analysis

Organise transactions, spending categories, income and expenses automatically.

03

Chat With Your Statement

Ask about bank charges, possible duplicate payments and spending patterns.

04

Review, Save & Take Control

Verify your findings and save approved records to your wallet.

What you can explore

Your Bank Statement Holds Answers. Let's Find Them. 

Stop guessing about your spending. Turn your bank statements into clear insights, spot possible errors, and ask questions about your money.

  • Track Income & Expenses — See exactly what came in and went out.

  • Spot Possible Duplicate Payments — Investigate transactions that may have been charged twice.

  • Review Bank Charges — Identify fees, deductions and unexpected charges.

  • Chat With Your Bank Statement — Ask AI questions and explore your transactions.

Analysis dashboard with spending by category in Spendify

Your money. Your privacy. Your control

Analyze Your Bank Statements With Confidence. 

Your financial information is personal. Spendify helps you explore your transactions with transparency and control.

No Banking Password Required

Upload your bank statements without sharing your online banking login.

Your Records. Your Decision.

Review AI-extracted transactions before saving them to your wallet.

No Surprise AI Charges

See supported files, applicable limits and AI credits before analysis.

Effortless financial clarity

Stop Guessing. Start Understanding Your Money. 

Your bank statement tells you what you spent. Spendify helps you understand why, spot what looks wrong, and make smarter financial decisions.

Start free with 100 welcome AI credits and discover what your money has been telling you.

Spendify budget overview with supported currencies