AI bookkeeping · Bookkeeping app
AI Bookkeeping App
Manage personal and business finances. Speak, scan or upload instead of doing everything manually.
Explore featureAI bookkeeping app · Personal & Business
You work hard for your money. Understand it.
Manage personal and business finances with less manual work. Speak, scan, type, or upload what you already have—then see what came in, where it went, and what you actually kept.
Trusted by ecosystem and technology partners
One Clear Financial Picture
Your bank shows transactions.
But can you explain your money?
One account shows your salary. Another has the side hustle. Your business has expenses scattered across transfers, receipts, and notebooks. Knowing the balance is not the same as understanding the whole story.
Generate an InvoiceSpendify 2.0 · See the app in action
Bookkeeping without the bookkeeping stress.
Start with the way you already work—voice, receipt, statement, or manual record—then bring the financial picture together.
Explore featureSmall business bookkeeping · Business finance
Small Business Bookkeeping
Organise sales, expenses and cash flow without complicated accounting software.
Explore featureSales tracker · Voice bookkeeping
Sales Tracker & Voice Bookkeeping
Record sales, income and expenses just by speaking, scanning or typing.
Explore featureInvoice maker · Receipt generator
Invoice Maker & Receipt Generator
Create professional invoices and receipts for customers in minutes.
Expense tracker · Receipt scanner
Expense Tracker & Receipt Scanner
Capture receipts, categorise spending and keep financial records organised.
Explore featureProfit and loss · Business reports
Profit & Loss Reports
See revenue, expenses, cash flow and business performance in clear reports.
Explore featureBank statement analyzer · Transaction analysis
Bank Statement Analyzer
Upload bank statements and turn transactions into organised financial insights.
Explore featureBudget planner · Personal finance
Budget Planner & Money Manager
Create budgets, manage financial goals and get AI-assisted money insights.
Explore feature
Your digital cash book
Clarity for every way you earn and spend.
Personal finances, freelance income, or a growing team—see what changed and what deserves your attention.
Explore reportsTalk, don't tabulate
Meet OLA, your AI finance companion.
Ask natural-language questions about your money and get answers grounded in your own activity.
Discover OLAAll in one place
One wallet, every money story.
Record income, expenses, budgets, and categories without juggling notebooks or spreadsheets.
Built for mobile-first users in Africa and beyond
No spreadsheets. No accounting stress. Just a simpler way to track, organise, and understand money.
Your money makes sense in your currency.
Local currency options and a data-light mobile experience make Spendify useful wherever life and business take you.
Canada
Kenya
Nigeria
United Kingdom
South Africa
From activity to answers
Start with what you already have.
Upload a supported statement, speak a record, scan a receipt, or type an expense. Review the draft before it becomes part of your financial picture.
Bring in the activity
Use supported files or create records in the way that feels easiest.
Review before saving
Check amounts and categories instead of treating automation as infallible.
See the pattern
Explore the income, spending, and reports relevant to the wallet you selected.
Free financial tools
Answer one money question right now.
Check your financial well-being, plan savings, understand debt, or estimate major commitments. No signup required to see your result.
Explore all five toolsStart free. Upgrade when ready.
Take control of your money. Simply.
Choose the plan that fits your financial needs, with AI credits included and clear billing before you begin.
Free
₦0
Start understanding your money.
150welcome AI credits
one time
one time
- ✓Try supported statement analysis
- ✓Core wallet and record tools
- ✓Ask OLA with available credits
Personal
₦2,500/month
Know where your money goes.
1,000AI credits
every month
every month
- ✓Reports, budgets, and goals
- ✓Recurring-activity insights
- ✓Voice and text access to OLA
Business
₦5,000/month
Know what your business actually makes.
3,000AI credits
every month
every month
- ✓Business reports and cash-flow views
- ✓Invoices and organized records
- ✓Higher monthly AI allowance
How credits work
AI actions use credits. The required amount is shown in the app before an action begins.
Monthly renewal
Personal and Business allowances refresh monthly. Unused credits do not roll over.
When credits reach zero
Wait for the next renewal or change plan. Your saved records remain available.
Billed monthly. You can change your plan through your account. Statement support and credit cost can vary by file size and AI action; the app shows limits before processing.
TestimonialWhy users keep using Spendify
Real use cases from people building more clarity and control with money.
Ekwemeg Mata
CEO, NellyWears
From sleepless nights and stacks of paper records to one-tap tracking; Spendify made running my nationwide clothing business effortless. Now I track everything in seconds and focus on growth, not paperwork.
Questions, answered
Start with confidence.
Spendify is designed to give you clarity without asking you to hand over your bank login.
25K+
Trusted Users
250+
5 Star Ratings
