AI bookkeeping · Bookkeeping app
AI Bookkeeping App
You're running a small business and struggling with bookkeeping. Simply speak, scan or upload your transactions, and let Spendify help organise your financial records.
AI BOOKKEEPING APP · PERSONAL & BUSINESS
You work hard for your money. Understand it.
Manage personal and business finances with less manual work. Speak, scan, type, or upload what you already have, then see what came in, where it went, and what you actually kept.
9:41
Ola
Tap the mic and tell Ola what happened
Tap to talk
South Africa
Zambia
Kenya
United Kingdom
France
Germany
Burkina Faso
Nigeria
Canada- South Africa
- Zambia
- Kenya
- United Kingdom
- France
- Germany
- Burkina Faso
- Nigeria
- Canada
Your bank shows transactions.
But can you explain your money?
One account shows your salary. Another has the side hustle. Your business has expenses scattered across transfers, receipts and notebooks. Knowing the balance is not the same as understanding the whole story.
Your digital cash book
Clarity for every way you earn and spend.
Personal finances, freelance income, or a growing team. See what changed and what deserves your attention.
Explore reportsSpendify 2.0 · See the app in action
Bookkeeping without the bookkeeping stress.
Start with the way you already work: voice, receipt, statement, or manual record. Then bring the financial picture together.
Small business bookkeeping · Business finance
Sales Tracker App
You run a shop and make dozens of sales daily. Instead of forgetting transactions, tell Spendify what you've sold and keep your sales records organised.
Bank statement analyzer · AI chat
Bank Statement Analyzer & AI Chat
You download three months of bank statements and notice your balance looks wrong. Upload your statements, then chat with Spendify to investigate possible duplicate payments, bank charges, recurring expenses and unusual transactions.
Invoice maker · Receipt generator
Invoice Maker & Receipt Generator
Create professional invoices and receipts for customers in minutes. Add items, set amounts, and share a clean document without spreadsheet work.
Expense tracker · Money manager
Expense Tracker App
See where money goes with clear category breakdowns. Track revenue and expenditure so daily spending stays visible, not buried in messages and receipts.
Voice expense · Income tracker
Voice Expense & Income Tracker
Tap the mic and tell Ola what came in or went out. Spendify listens, turns speech into a clean entry, and keeps your money story up to date.
AI receipt scanner · Category capture
AI Receipt Scanner
Snap or upload a receipt and let Spendify help pull out the amount, merchant, and category, then file it under the budget you already set.
Profit and loss · Business reports
Personal & Business Financial Reports
Switch between personal and business views, then read income, spending, and trends in reports that make sense without an accounting degree.
Tax calculator · VAT estimates
Tax Calculator
Estimate tax, VAT, and net amounts before you file. Enter sales, pick your tax type, and see a clear breakdown you can act on.
Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
- Trusted by ecosystem and technology partners
From activity to answers
Start with what you already have.
Upload a supported statement, speak a record, scan a receipt, or type an expense. Review the draft before it becomes part of your financial picture.
Scan a receipt
SHOPRITE LEKKI
12/03/2026 · 14:22
Golden Penny rice 5kg₦9,800
Peak milk tin x3₦4,350
Indomie carton₦3,200
Nylon bag₦100
TOTAL₦17,450
ShopRite Lekki ₦17,450 12 Mar 2026
Or speak it, upload a statement, or type it in
Free financial tools
Answer one money question right now.
Check your financial wellbeing, plan savings, understand debt, or estimate major commitments. No signup required to see your result.
Explore all five toolsTry it · Savings projection
How much could you build?
In 5 years you could have
₦4,083,483
You put in ₦3,000,000Growth ₦1,083,483
₦634.1K
₦1.3M
₦2.2M
₦3.1M
₦4.1M
Year 1Year 5
Illustration only, before tax and inflation. Returns are not guaranteed.
Questions, answered
Start with confidence.
Spendify is designed to give you clarity without asking you to hand over your bank login.
25K+
Trusted Users
250+
5 Star Ratings
TestimonialWhy users keep using Spendify
Real use cases from people building more clarity and control with money.
Ekwemeg Mata
CEO, NellyWears
From sleepless nights and stacks of paper records to one tap tracking; Spendify made running my nationwide clothing business effortless. Now I track everything in seconds and focus on growth, not paperwork.
